Oct 15, 2020 · Float Down Program. As part of our Home Loan program, we offer a one-time float-down 1 of your rate after closing. This program offers peace of mind without the worry of refinance costs or credit checks. For full details on the program, give us a call at 520.396.1300. Pima Federal Credit Union, our Routing and Transit number is: #322174795. Account Type Account Nickname (if applicable) Account Number Account Type Account Nickname (if applicable) Account Number Contact Pima FCU in Oro Valley. Location: Steam Pump Branch. Address: Pima FCU Steam Pump Branch 11025 North Oracle Road Oro Valley, AZ 85737 ( Map) Phone Number: Click-to-Call: (520) 202-0715. Website: Visit Website. Pima Federal Credit Union is the smart choice for a few reasons. It offers competitive loan and deposit rates, while keeping fees as low as possible. It also provides its members with local service, yet nationwide access. Lastly, Pima Federal Credit Union only offers financial solutions that are relevant to each member’s situation It...Pima Federal Credit Union is the smart choice for a few reasons. It offers competitive loan and deposit rates, while keeping fees as low as possible. It also provides its members with local service, yet nationwide access. Lastly, Pima Federal Credit Union only offers financial solutions that are relevant to each member’s situation It... Loan & Credit Line Payment Calculator › Pima Federal CU. This calculator helps determine your loan or line payment. For a loan payment, select fixed-term loan. For a credit line payment, you can choose 2%, 1.5% or 1.0% of the outstanding balance or interest only. A Pima Federal Personal Loan can provide quick access to funds for all of life’s occasions. With fixed rates and flexible payment options, we offer loans from $300 up to $25,000 with terms up to 60 months. Personal Loans are also a great option for consolidating all of your high-interest credit cards to one low monthly payment. Apr 1, 2024 · The Great Auto Loan Giveback Winners. 12/22/2022. Pima Federal Credit Union Gives Back over $40,000 to Members. The 322174795 ABA Check Routing Number is on the bottom left hand side of any check issued by PIMA FEDERAL CREDIT UNION. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.Pima Federal Credit Union | 938 followers on LinkedIn. In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day ... Your plan provides $624,047.92 when you retire. This assumes annual retirement expenses of $68,204.99 which is 90% of your last year's income of $75,783.32. This includes $0.00 per year from Social Security. The credit union can assist you in making your principal loan payment by calling 520-887-5010 or via chat. ... To transfer to another Pima Federal member you will need the following information: member last name, account number, account type, share number. Log inYouth account members are eligible to bring in their semester report card to any credit union employee. For every "A", "E", or "4" (or equivalent of), Pima Federal will deposit $2 into their savings account. There is a $20.00 maximum per school year. The following requirements must be met before funds are deposited into the youth member's ...Pima Federal Credit Union was chartered on Jan. 1, 1951. Headquartered in Tucson, AZ, it has assets in the amount of $438,574,271. Its 53,143 members are served from 6 …Since inception, the Pima Federal Golf Classic has raised $628,000 for our community. We have a firm commitment to enhancing the standard of living in our communities and to make Arizona a more desirable place to live. Pima Federal commits to allowing our employees to volunteer in a variety of ways with a variety of organizations in order to ... For Pima Federal Credit Union, a net income of $15,873,619 showcases the credit union's overall financial health and its ability to generate profit from its operations. This figure is crucial for stakeholders as it reflects the credit union's profitability, efficiency, and sustainability. dedication to the credit union. Your credit union’s strength relies on active participation and engagement from all members. 6 | Pima Federal Credit Union 2020 Annual Report | 7 Pima Federal was proudly recognized as Best Credit Union in the Arizona Daily Star’s 2020 Readers’ Choice Awards. The Board of Directors, the Management Team, and allIntroductory Annual Percentage Rate (APR) of 6.99% is available on new Pima Federal Credit Union Home Equity Lines of Credit (HELOC). Interest will begin to accrue as of the date of the first advance. The interest rate will be fixed at 6.99% APR during the twelve-month introductory period. Variable Rate HELOC: After the twelve-month ...About Vantage West. Vantage West helps our Members and communities thrive by offering personal and business financial services. We strive to provide our Members with the personalized service, knowledge and honesty they deserve in a financial partner. And while we're proud to be among the largest credit unions in Arizona, our community impact ...As a financial cooperative, we thrive by offering great value to our members, and we believe our value promise Smart. Simple. Personal. will benefit you and your family. Pima Federal Credit Union Located at 18767 S. Nogales Hwy., Suite #115 Green Valley, Arizona 85614 (520) 887-5010. If you have any questions about becoming a member, give us a call at (520) 887-5010 or toll-free at (800) Pima-FCU (746-2328) or schedule an appointment to meet with a member of our friendly team. Eligibility. You are likely already eligible to join Pima Federal – you just need to meet one of the following requirements: A Pima Federal Personal Loan can provide quick access to funds for all of life’s occasions. With fixed rates and flexible payment options, we offer loans from $300 up to $25,000 with terms up to 60 months. Personal Loans are also a great option for consolidating all of your high-interest credit cards to one low monthly payment.The Co-op Shared Branch network allows members of one credit union to perform a range of transactions at another credit union. Through the Co-op Shared Branch network, participating credit unions can serve members in diverse geographical locations, even when they move or travel. Co-op Shared Branch express terminals provide after-hours … You need to enable JavaScript to run this app. Pima Federal Credit Union offers a range of financial products and services, including home loans, checking accounts, business solutions, credit cards and mobile banking. Switch …Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader. NCUA: National Credit Union Administration, a U.S. Government Agency. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Facebook LinkedIn Instagram Established in 1951, Pima Federal Credit Union is headquartered in Tucson, Arizona. Available: 8 branches and 8 ATMs. Financial Stability: Stewards over $1.2 Billion in assets. Financial Strength: The 8 th largest credit union in Arizona; Customer Base: Proudly serves over 66,000 loyal members. Pima Federal Credit Union in Springerville often offers free educational resources, workshops, and one-on-one counseling to help members make informed financial decisions. This commitment to financial literacy helps individuals and families in Springerville manage their money more effectively, plan for the future, and avoid financial pitfalls. Valencia. 2455 E Valencia Road tucson, AZ 85706-5838. Pima Federal Credit Union offers a vast network of ATMs for its members to access their accounts and perform financial transactions on-the-go. Our ATMs are conveniently located at credit union branches, shopping centers, and retail locations across the country. If you change any settings, you must test again to refresh the data. With over 100 dedicated individuals as of April 2024, Pima is committed to providing exceptional financial services to its members and the community. Access reviews, hours, contact details, financials, and additional member resources. Pima Federal Credit Union (Thornydale Branch) is located at 6510 N Thornydale Road, Tucson, AZ 85741. Introductory Annual Percentage Rate (APR) of 6.99% is available on new Pima Federal Credit Union Home Equity Lines of Credit (HELOC). Interest will begin to accrue as of the date of the first advance. The interest rate will be fixed at 6.99% APR during the twelve-month introductory period. Variable Rate HELOC: After the twelve-month ... Pima FCU. Locations. Reviews. Service Status. Financials. Locate Nearby Pima FCU Branches. Need a branch nearby? Detect Your Location or search by address or zip …Before we open our doors in 2024, we're excited to offer our digital banking solutions to members in Yuma and have created 3 special offers just for you! CareFREEPlus Checking 1. $200 Bonus when you open a new account online. Term Share Certificate 2. 5.50%APY* on a new 12-month certificate (Rate will be 5.75%APY* with qualifying CareFREEPlus ...Struggling with bad credit? American Southwest Credit Union (ASCU) may be able to help with all your loan and banking needs. Routing Number: 3221-7458-8 ... you must live, work, or worship in one of the following …Float Down Program. As part of our Home Loan program, we offer a one-time float-down 1 of your rate after closing. This program offers peace of mind without the worry of refinance costs or credit checks. For full details on the program, give us a …Pima Federal Credit Union Homepage. Applications for the Pima Federal Education Award are now being accepted through March 31st! Click here to learn more and to apply. ... Our Visa® Credit Cards allow you to easily consolidate high interest debt with no balance transfer fees! ...Pima Federal Credit Union is headquartered in Tucson and is the 8 th largest credit union in the state of Arizona. It is also the 390 th largest credit union in the nation. It was established in 1951 and as of December of 2023, it had grown to 129 employees and 65,762 members at 9 locations.Pima Federal Credit Union's CD rates …Go Mobile. Enjoy unrestricted access to your account with our mobile app so you can conveniently manage your finances on your schedule, wherever you are. 24/7 Account Access | Deposit Checks | Send Money with Zelle® | Pay Bills. Monitor your Credit Score | Access Account Statements | & More! Download our mobile banking app today!Pima Federal Credit Union was chartered on Jan. 1, 1951. Headquartered in Tucson, AZ, it has assets in the amount of $438,574,271. Its 53,143 members are served from 6 locations. Deposits in Pima Federal Credit Union are insured by NCUA. Membership Eligibility. Pima County employees and SEGs.Pima Federal Credit Union Available services. Checking Account Online Banking Mobile App Debit Cards Credit Cards Auto Loans Mortgage Loans. Share. Join now. Contact. Head Office. 6850 N Oracle Rd, Tucson, AZ 85704. Get directions. Head Office mail. 6850 N Oracle Rd, Tucson, AZ 85704-4223. Phone (520) 887-5010.Eric Renaud has been named president and CEO of Pima Federal Credit Union after serving as interim president and CEO since October 2015. He joined the credit union staff in December 2011 as CFO. Renaud holds a master’s degree and a bachelor’s degree in business management from State University of New York Polytechnic Institute.Mortgage Loan Calculator › Pima Federal Credit Union. Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage. The rates appearing in this Rate Schedule are accurate and effective for deposit accounts for the month indicated above. This schedule is incorporated as part of your account disclosures with Pima Federal Credit Union. The Annual Percentage Yield is based on an assumption that the dividends will remain on deposit until maturity. A Pima Federal Personal Loan can provide quick access to funds for all of life’s occasions. With fixed rates and flexible payment options, we offer loans from $300 up to $25,000 with terms up to 60 months. Personal Loans are also a great option for consolidating all of your high-interest credit cards to one low monthly payment. That’s why we’re working with banks and credit unions to make it fast and easy to send money to almost everyone you know, even if they bank somewhere different than you do. 1. Zelle® is already in over 2,000 banking apps. To find out if Zelle® is in yours, search the list below for the bank or credit union where you already have a bank ... The rates appearing in this Rate Schedule are accurate and effective for deposit accounts for the month indicated above. This schedule is incorporated as part of your account disclosures with Pima Federal Credit Union. The Annual Percentage Yield is based on an assumption that the dividends will remain on deposit until maturity. Access your Pima Federal Credit Union account from anywhere with this app. Check balances, deposit checks, pay bills, transfer funds, apply for loans, and more with live …A group of teachers formed Pima Federal Credit Union in 1951. It has seven branches and more than 57,000 members now. As a not-for-profit financial institution, Pima FCU offers lower loan rates with fewer fees to its members than traditional banks. Best for. 3 /5.Pima Federal Credit Union Profile and History. Founded in 1951, Pima Federal is a not-for-profit financial cooperative that provides banking services to the citizens of Tucson, Arizona. Their services include Auto Loans, Personal Loans, Personal Line of Credit, Share Secured Loans, VISA Platinum and VISA Signature Credit Cards, Mortgage Loans ... Before we open our doors in 2024, we're excited to offer our digital banking solutions to members in Yuma and have created 3 special offers just for you! CareFREEPlus Checking 1. $200 Bonus when you open a new account online. Term Share Certificate 2. 5.50%APY* on a new 12-month certificate (Rate will be 5.75%APY* with qualifying CareFREEPlus ... The 322174795 ABA Check Routing Number is on the bottom left hand side of any check issued by PIMA FEDERAL CREDIT UNION. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.Pima Federal Credit Union Homepage. Applications for the Pima Federal Education Award are now being accepted through March 31st! Click here to learn more and to apply. ... Our Visa® Credit Cards allow you to easily consolidate high interest debt with no balance transfer fees! ... As a full-time employee, you are eligible for Pima Federal’s robust benefits package including: Insurance: Medical, dental, and vision – each benefit has a generous contribution from the credit union. 100% company-paid life insurance, short-term disability, long-term disability, and employee assistance program (EAP) Access to additional ... Chartered in 1951, Pima Federal Credit Union has been providing financial services the Green Valley, AZ community for over 73 years. Sahuarita Green Valley Branch. 18767 S …Read genuine feedback from members and understand why Pima Federal Credit Union is a trusted financial partner. Reviews reflect a commitment to serving members' best interests. Unbiased opinions from real members. Insights into customer service and product effectiveness. Transparent experiences to help you make informed …Pima FCU Goes Live With FedNow Send Solution ... Natasha Chilingerian has been immersed in the credit union industry for over a decade. She first joined CU Times in 2011 as a freelance writer, and ... Pima Federal Credit Union in Springerville often offers free educational resources, workshops, and one-on-one counseling to help members make informed financial decisions. This commitment to financial literacy helps individuals and families in Springerville manage their money more effectively, plan for the future, and avoid financial pitfalls. About Vantage West. Vantage West helps our Members and communities thrive by offering personal and business financial services. We strive to provide our Members with the personalized service, knowledge and honesty they deserve in a financial partner. And while we're proud to be among the largest credit unions in Arizona, our community impact ...Safe, Sound, and Secure. MyPoint's deposits are federally insured up to $250,000 per individual depositor by the federal National Credit Union Share Insurance Fund (NCUSIF). To learn more about how your funds are protected, click on the 'NCUA Insurance' icon. Mortgage Loan Calculator › Pima Federal Credit Union. Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage. Monthly cost of Principal Mortgage Insurance (PMI). For loans secured with less than 20% down, PMI is estimated at 0.5% of your loan balance each year. Monthly PMI is calculated by multiplying your starting loan balance by this percent and dividing by 12. When the equity in your home exceeds the percentage required for PMI, your PMI payment ... Pima Federal Credit Union | 938 followers on LinkedIn. In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day ... The National Credit Union Administration (NCUA) insures up to $250,000 per share owner, per insured credit union, per account ownership category. (Learn more about NCUA insurance .) Typically less ...Pima Federal Credit Union was chartered on Jan. 1, 1951. Headquartered in Tucson, AZ, it has assets in the amount of $438,574,271. Its 53,143 members are served from 6 locations. Deposits in Pima Federal Credit Union are insured by NCUA. Membership Eligibility. Pima County employees and SEGs.Regular Share Account (Savings Account) We understand the importance of meeting your financial goals. Whether you’re saving for a down payment on a home or for your child’s college fund, we’re here to make saving money easy. A deposit of $5 is all you need to join Pima Federal, making you both a member and part owner of our credit union.Struggling with bad credit? American Southwest Credit Union (ASCU) may be able to help with all your loan and banking needs. Routing Number: 3221-7458-8 ... you must live, work, or worship in one of the following … Mortgage Loan Calculator › Pima Federal Credit Union. Use this mortgage calculator to determine your monthly payment and generate an estimated amortization schedule. Quickly see how much interest you could pay and your estimated principal balances. Enter prepayment amounts to calculate their impact on your mortgage. As a member of Pima Federal Credit Union, you have access to a member discount on auto, home and renters insurance from Travelers and could save hundreds*. Plus, you could get coverage customized for you. Even if you recently renewed your policy, you can switch at any time. Get an online quote or call 1 866 614 5487 to see how much you could ... Pima Federal Credit Union. Chartered in 1951, Pima Federal Credit Union has been providing financial services the Tucson, AZ community for over 73 years. Pantano Branch. 231 North Pantano Road, Tucson, AZ 85710 (520) 202-0710. Contact & Hours Online Banking Pima Federal Credit Union - Corporate. Categories. Credit Unions. 6860 N Oracle Rd Suite 100 Tucson AZ 85704 (520) 887-5010 x 1500; Send Email; Visit Website; Hours: 9am-5pm Mon-Fri. About Us. Your Not-for-Profit Financial CooperativePima Federal Credit Union 3730 North Stone Avenue Tucson, AZ 85705 (520) 202-0712. Arizona Central Credit Union 2020 N Central Avenue Phoenix, AZ 85004 (602) 798-7101. First Credit Union 25 S Arizona Place Chandler, AZ 85225 (480) 756-5500 (formerly known as First FCU) Tucson Federal Credit UnionForms › Pima Federal Credit Union. Here are some resources and information to keep you up-to-date and help make your day a little easier. If you need to speak with someone, please visit your nearest branch or call (520) 887-5010 or toll-free at (800) Pima-FCU (746-2328). Expulsion Policy. Brochure. Find a Location. As a full-time employee, you are eligible for Pima Federal’s robust benefits package including: Insurance: Medical, dental, and vision – each benefit has a generous contribution from the credit union. 100% company-paid life insurance, short-term disability, long-term disability, and employee assistance program (EAP) Access to additional ... Springerville Branch. Address: Pima FCU Springerville Branch 830 Main Street Suite 170 Springerville, AZ 85938 ( Map) Phone Number: (928) 333-1300. Website: Visit Website. Online Banking: Login.You can find the complete routing details about PIMA FEDERAL CREDIT UNION, TUCSON below including routing number, address, phone number and other contact information in a particular City, ZIP Code, County or State. PIMA FEDERAL CREDIT UNION - ACH Routing Number (322174795) Routing Number: 322174795: Bank Name:That’s why we’re working with banks and credit unions to make it fast and easy to send money to almost everyone you know, even if they bank somewhere different than you do. 1. Zelle® is already in over 2,000 banking apps. To find out if Zelle® is in yours, search the list below for the bank or credit union where you already have a bank ...As a financial cooperative, we thrive by offering great value to our members, and we believe our value promise Smart. Simple. Personal. will benefit you and your family. Pima Federal Credit Union Located at 18767 S. Nogales Hwy., Suite #115 Green Valley, Arizona 85614 (520) 887-5010. Save for retirement with a Pima Federal IRA. Visit any of our branches and we'll help you open your IRA today. And to make saving easy, you may contribute to your IRA through payroll deduction or direct deposit. Your IRA is insured by the National Credit Union Administration (NCUA) separately from your savings account up to $250,000. Pima Federal Credit Union Spreads Holiday Cheer with Generous Community Giving Initiative. New Beneficiaries Announced. 01/12/2023. Pima Federal Credit Union Selects New Beneficiaries for Golf Fundraiser. 2022 Education Awards. 06/15/2022. Pima Federal Credit Union Provides $10,000 in Education Awards. …
Pima Federal Credit Union in Springerville often offers free educational resources, workshops, and one-on-one counseling to help members make informed financial decisions. This commitment to financial literacy helps individuals and families in Springerville manage their money more effectively, plan for the future, and avoid financial pitfalls. .... Dallas texas to houston
In 2012, Angi joined AEA Federal Credit Union as the VP of Human Resources/Training until 2015. Currently, they hold key positions in Pima Federal Credit Union, where they started as the VP of Human Resources in 2015, became the Chief Human Resources Officer from 2017 to 2020, and is currently serving as the Chief Administrative Officer.There are 13 credit unions that have a branch in Pima County, Arizona. 13 of these credit unions offer Auto Loans, 13 offer Checking Accounts, 1 offer Credit Cards, 13 offer Debit Cards, 13 offer a Mobile App, 4 offer Mobile Check Deposit, 9 offer Mortgage Loans, 13 offer Online Banking. Below is a directory of the best credit unions with at least one branch …Struggling with bad credit? American Southwest Credit Union (ASCU) may be able to help with all your loan and banking needs. Routing Number: 3221-7458-8 ... you must live, work, or worship in one of the following …Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Pima FCU Branch Location at 830 E Main St Unit 170, Springerville, AZ 85938 - Hours of Operation, Phone Number, Services, Address, Directions and Reviews. Go Mobile. Enjoy unrestricted access to your account with our mobile app so you can conveniently manage your finances on your schedule, wherever you are. 24/7 Account Access | Deposit Checks | Send Money with Zelle® | Pay Bills. Monitor your Credit Score | Access Account Statements | & More! Download our mobile banking app today! Regular Share Account (Savings Account) We understand the importance of meeting your financial goals. Whether you’re saving for a down payment on a home or for your child’s college fund, we’re here to make saving money easy. A deposit of $5 is all you need to join Pima Federal, making you both a member and part owner of our credit union. As a member of Pima Federal Credit Union, you have access to a member discount on auto, home and renters insurance from Travelers and could save hundreds*. Plus, you could get coverage customized for you. Even if you recently renewed your policy, you can switch at any time. Get an online quote or call 1 866 614 5487 to see how much you could ...Loan & Credit Line Payment Calculator › Pima Federal CU. This calculator helps determine your loan or line payment. For a loan payment, select fixed-term loan. For a credit line payment, you can choose 2%, 1.5% or …Specialties: In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We're here for our members, and we thrive by delivering on our value promise of Smart. Simple. Personal. SMARTWe are the smart choice for a few reasons. We offer … Pima Federal Credit Union in Springerville often offers free educational resources, workshops, and one-on-one counseling to help members make informed financial decisions. This commitment to financial literacy helps individuals and families in Springerville manage their money more effectively, plan for the future, and avoid financial pitfalls. Seasoned leader with over 20 years of experience leading various departments to… · Experience: Pima Federal Credit Union · Education: Northern Arizona University · Location: Tucson, Arizona ...View All Filters. $33,000. 2024 Honda Civic. 520-748-1000. 2019 Chevrolet Silverado 1500 LD. 520-881-5400. 2015 Hyundai Genesis Coupe. 520-207-0811. 2024. Save for retirement with a Pima Federal IRA. Visit any of our branches and we'll help you open your IRA today. And to make saving easy, you may contribute to your IRA through payroll deduction or direct deposit. Your IRA is insured by the National Credit Union Administration (NCUA) separately from your savings account up to $250,000. As a member of Pima Federal Credit Union, you have access to a member discount on auto, home and renters insurance from Travelers and could save hundreds*. Plus, you could get coverage customized for you. Even if you recently renewed your policy, you can switch at any time. Get an online quote or call 1 866 614 5487 to.As the 8 th largest credit union in Arizona Pima Federal Credit Union stewards over $1.18 Billion in assets and proudly serves over 66,000 loyal members. With over 100 dedicated individuals as of April 2024, Pima is committed to providing exceptional financial services to its members and the community.Go Mobile. Enjoy unrestricted access to your account with our mobile app so you can conveniently manage your finances on your schedule, wherever you are. 24/7 Account Access | Deposit Checks | Send Money with Zelle® | Pay Bills. Monitor your Credit Score | Access Account Statements | & More! Download our mobile banking app today!Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Pima Federal Credit Union Branch Location at 2455 E Valencia Rd, Tucson, AZ 85706 - Hours of Operation, Phone Number, Services, Address, Directions and Reviews.Pima Federal Credit Union is the smart choice for a few reasons. It offers competitive loan and deposit rates, while keeping fees as low as possible. It also provides its members with local service, yet nationwide access. Lastly, Pima Federal Credit Union only offers financial solutions that are relevant to each member’s situation It...Specialties: In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We're here for our members, and we thrive by delivering on our value promise of Smart. Simple. Personal. SMARTWe are the smart choice for a few reasons. We offer …Save for retirement with a Pima Federal IRA. Visit any of our branches and we'll help you open your IRA today. And to make saving easy, you may contribute to your IRA through payroll deduction or direct deposit. Your IRA is insured by the National Credit Union Administration (NCUA) separately from your savings account up to $250,000..